Please read these Terms of Use carefully before using the website jit-insurance.com operated by Just in Time Insurance ("we," "us," or "our"). By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our website.
1. Acceptance of Terms
By accessing and using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. These Terms apply to all visitors, users, and others who access the website.
2. Description of Services
Just in Time Insurance is a licensed independent insurance brokerage. Our website provides general information about insurance products and services, allows visitors to request consultations and insurance quotes, and provides access to third-party tools for policy management. We act as a broker and do not underwrite insurance policies directly.
3. Not Legal or Financial Advice
The information provided on this website is for general informational purposes only and does not constitute legal, financial, or insurance advice. You should consult with a licensed insurance professional before making any insurance decisions. Our advisors are licensed in the states where they conduct business.
4. Eligibility
You must be at least 18 years of age to use our services or submit information through our website. By using the website, you represent and warrant that you meet this requirement.
5. User Responsibilities
When using our website, you agree to:
- Provide accurate, current, and complete information when requested
- Not use the website for any unlawful or unauthorized purpose
- Not attempt to interfere with the proper functioning of the website
- Not transmit any harmful, offensive, or disruptive content
- Not impersonate any person or entity
6. Intellectual Property
All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Just in Time Insurance or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
7. Third-Party Links and Services
Our website may contain links to third-party websites and services, including our quoting platform (EZLynx) and scheduling tool (Calendly). These third-party services are governed by their own terms and privacy policies. We are not responsible for the content, accuracy, or practices of any third-party websites.
8. Disclaimer of Warranties
This website is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. We make no representations regarding the accuracy or completeness of the information on this site.
9. Limitation of Liability
To the fullest extent permitted by law, Just in Time Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this website or our services, even if we have been advised of the possibility of such damages.
10. Indemnification
You agree to indemnify, defend, and hold harmless Just in Time Insurance and its affiliates, officers, agents, and employees from and against any claims, liabilities, damages, losses, and expenses arising out of or related to your violation of these Terms or your use of the website.
11. Privacy
Your use of the website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices.
12. Modifications to Terms
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after any changes constitutes your acceptance of the new Terms.
13. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in California.
14. Contact Us
If you have any questions about these Terms of Use, please contact us:
- Email: support@jit-insurance.com
- Phone: (949) 986-1126
- Website: jit-insurance.com