Just in Time Insurance ("we," "our," or "us") is committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website jit-insurance.com or contact us for insurance services.
1. Information We Collect
We may collect the following types of information when you interact with our website or services:
- Personal Identification Information: Name, address, phone number, email address
- Insurance-Related Information: Type of coverage you are seeking, policy details
- Technical Data: IP address, browser type, pages visited, time and date of visit
- Communication Data: Records of correspondence if you contact us
- Appointment Data: Scheduling information collected through our booking system
2. How We Use Your Information
We use the information we collect to:
- Provide, operate, and improve our insurance brokerage services
- Respond to your inquiries and schedule consultations
- Obtain insurance quotes on your behalf from carrier partners
- Send you confirmations, reminders, and service-related communications
- Comply with applicable laws and regulations
- Protect against fraudulent or unauthorized activity
3. How We Share Your Information
We do not sell your personal information. We may share your information with:
- Insurance Carriers: To obtain quotes and bind coverage on your behalf
- Service Providers: Third-party vendors who assist in operating our website and business (e.g., scheduling platforms, quoting systems)
- Legal Authorities: When required by law, regulation, or legal process
- Business Transfers: In connection with a merger, acquisition, or sale of assets
4. Third-Party Services
Our website uses third-party tools including Calendly (scheduling), EZLynx (quoting and client portal), and Google Fonts. These services have their own privacy policies and data practices. We encourage you to review their policies separately.
5. Cookies and Tracking Technologies
Our website may use cookies and similar tracking technologies to enhance your experience. You may disable cookies through your browser settings; however, some features of the website may not function properly as a result.
6. Data Security
We implement reasonable technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.
7. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements.
8. Your Rights
Depending on your state of residence, you may have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate data
- Request deletion of your personal information
- Opt out of certain data sharing practices
To exercise any of these rights, please contact us at support@jit-insurance.com.
9. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by updating the effective date at the top of this page. Your continued use of our website after any changes constitutes your acceptance of the updated policy.
11. Contact Us
If you have questions or concerns about this Privacy Policy, please contact us:
- Email: support@jit-insurance.com
- Phone: (949) 986-1126
- Website: jit-insurance.com